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The money you earn is partly spent and the rest saved for meeting future Expenses. Instead of keeping the savings idle you use the savings in order to get return on it in the future. This is called Investment.

What you could buy with Rs 100 five years ago certainly cannot be bought today. It is clear that if you are to cope with even a mild inflation, you must undertake investment strategies that maintain your real purchasing power; otherwise, you are doomed to an ever-decreasing standard of living. Investing requires a lot of Planning; make no mistake in this regard. One needs to invest to: –

1. Earn return on your idle resources.

2. Generate a specified sum of money for a specific goal in life.

3. Make a provision for an uncertain future.

1. Invest early.

2. Invest regularly.

3. Invest for long term and not short term.

Before making any investment, one must ensure to: –

1. Obtain written documents explaining the investment.

2. Read and understand such documents.

3. Verify the legitimacy of the investment.

4. Find out the costs and benefits associated with the investment.

5. Assess the risk-return profile of the investment.

6. Know the liquidity and safety aspects of the investment.

7. Ascertain if it is appropriate for your specific goals.

8. Compare these details with other investment opportunities available.

9. Examine if it fits in with other investments you are considering or you have already made.

10.Deal only through an authorized intermediary.

11.Seek all clarifications about the intermediary and the investment.

12.Explore the options available to you if something were to go wrong, and then, if satisfied, make the investment.

These are called the Twelve Important Steps to Investing

Systematic investment plan (sip), is a vehicle offered to help investor save regularly, it is just like a recurring deposit with bank where you put a small amount of money every month, except the amount invested in mutual fund.

SIP allows an investment in the stock market without trying to second guess its movements, let’s say a person invests rupees two thousand a month, when a market price falls the investor benefits by purchasing more units and is protected by purchasing less when the price rises. Thus, average cost of units is always closer to lower end.

An equity systematic investment plan is an instrument which helps you avoid risk of timing the markets and facilitate wealth creation.

It has been observed that stocks with good fundamentals are considered one of the best investment avenues. Historically investment in equity stocks has given phenomenal returns amongst all other assets classes, if investment was done with discipline and with long term time horizon.

SIP with ashtavinayak investments is a win-win situation; the SIP is completely a tax saving investment. Mutual fund charges from your principle amount of investment made, whereas ashtavinayak shares the profit of 80%-20% (i.e.: Customer- Ashtavinayak) which is compounded. In other words ashtavinayak only charges at the time of redemption of the SIP which is 20% of the profit made and not on the principal amount.

SIP is the way of investing in mutual funds whereas mutual fund is a collection of stocks, which a mutual fund house offers, when thousands of investors invest in a particular fund and a large sum of money is collected which the fund manager allocates and invests.

After an ample amount of research and observation our research team has selected 13 different stocks where ashtavinayak invests its own funds as well as the funds received by the client which ultimately leads to profit.

YES, we do offer our client with an opportunity to top-up with their investment amount in between the tenure. The client has the option of increasing his monthly SIP amount but he cannot decrease it.

Any entity which is not reliable does not withstand in market more than 2 to 3 years and Ashtavinayak Investments is in the market since 2009 and has been spreading its wings in other sector since then, moreover all the investment done is backed up by proper documentary evidence that is the reason that our first client of ashtavinayak investments is still associated with us along with our esteemed cliental list. It has been the motto of ashtavinayak investments that when a client entrust their money and trust with us, we keep it our foremost priority and belief to safeguard it and make profits for the client in long run.

Ashtavinayak makes all the necessary documentations process to be carried out properly by fulfilling all the legal formalities. In short, the documentation proves our genuine existence in the market and we do have other ancillary business which in turn supports us with regards to investments returns.

The rate of return usually is expressed as a percentage that represents the cumulative effect that a series of gains have an original amount of capital over a period of time. Compounded annual growth rate (CAGR).

Net Asset Value (NAV) is the value of the asset of the scheme minus its liabilities. The per unit NAV of the scheme divided by the number of units outstanding on the valuation date. Thus, NAV of the unit is nothing but book value.

NAV= The total market of all the securities in equity


Number of units in sip

It is often felt that mutual funds with lower NAV will give better returns. This is again a wrong perception about NAV. Returns are independent of NAV.

Ashtavinayak has a unique gold accumulation scheme under systematic investment plan where a minimum investment gives higher returns than market value.

Ashtavinayak provides you with an excellent scheme of 10+2 installment where you pay 10 months of installment and 2 months of installment is paid by ashtavinayak investments.

Ashtavinayak believe in long term investment , which in returns gives or makes the investment to multiply and at the end, it results in high returns and as per new budget ,tax benefit is high after 3years.

The penalty charges are applicable only when the investor fails to pay the amount without any prior intimation to the company.Ashtavinayak supports the clients in case of their bad times. This would depend from case to case and solely depends with the discretionary power of Ashtavinayak Investments. An amount of 30% of monthly installment will be charged as penalty in the defaulted month.

To renew or continue SIP after the tenure of three years, 2month prior intimation is to be provided to Ashtavinayak with duly filled SIP continuity form.

Owner’s equity (stocks) consists of the net assets of an entity. Net assets are the difference between the total assets of the entity and all its liabilities.

The penalty charged to the investor is applicable if and when the investor fails to pay the amount without intimating the company. The penalty charges are 30% of the monthly amount of your investment.